Let's address Social Security/Medicare

First and foremost for all those wringing their hands and calling it a Ponzi scheme...well if thats the case then all insurance programs from auto,life,medical ,401k,house,on and on are Ponzi schemes also. After all one pays a monthly premium that guarantees a return in the event retirement or disaster arrives at a given point stipulated on the premium.
Since Social Security/Medicare's inception it should have been put into a locked account that could only be paid out to those insured ....not being placed into the General Fund of which both sides of the political aisle raided for pet projects not related to the care it was intended for.

Money is taken from both accounts and placed into Medicaid,welfare general as well as aid to foreign countries and any other pet project greedy ass politicians see fit to help in reelection campaigns.
And these greedy politicians get special federal retirement and medical insurance programs far superior to Social Security and medicare benefits..They could give a damn less about the general population and their pultrey retirement/ medical benefits! And now they claim Social Security/ Medicare has gone broke...Ya think...well ya when we have foxes raiding the chicken coup and getting fat on the bounty.

Both accounts would have been solvent for centuries to come had they not been raided...I mean c'mon billions are paid into the account monthly...just take simple math if 100m workers just paid in $1.00 per month that would be 100m per month going in...and how many are on Social Security today? Think, our country is a little over 300m really now are there 100m on Social security/medicare? NOPE!
It isn't going broke because of senior citizens claiming their benefits it is going broke from theft by politicians!

Donald Trump said he would keep social security/medicare, make it solvent once again and keep it in a locked box...seniors really need to pay attention...the democrats as well  as the establishment republicans will continue the same old ways of robbing from the seniors...blaming them and then justify higher taxes to keep it solvent...right.... until they find another need to rob the proverbial chicken coup again...on and on it goes!

I kept this simple so even the dumbed down college students can understand the concept!